Legal

Privacy Policy

How Nocito handles your data — and why most of it never leaves your phone.

Effective date: 1 June 2025  ·  Last updated: May 2026
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The short version

Nocito stores all your expenses, receipts, images, and audio locally on your device. We do not have a server with your data. The only exception is voice dictation, which uses a cloud transcription service — and we tell you this clearly before you use it.

1. Who We Are

Nocito is a personal expense tracking mobile application developed and published by Nocito ("we", "us", "our"). The app is available on Android via Google Play.

You can contact us at: hello@nocito.app

2. What Data We Collect and How

Nocito is designed around a privacy-first architecture. The vast majority of data never leaves your device.

Data stored locally on your device only

Data typeWhere storedPurpose
Expense records (amount, merchant, date, category, note)Local SQLiteCore app functionality
Receipt images (photos, screenshots, PDFs)Local storageReference and review
Audio recordings (voice dictation)Local storageReference and playback
App settings and preferencesLocal storageApp configuration
Onboarding consent timestampLocal storageConsent record

Data sent to external services

Data typeServicePurposeWhen
Sanitized OCR text (receipt text with personal info removed) Google Gemini AI expense categorisation Every standard snap, import, or PDF scan
Audio recording OpenAI Whisper Voice-to-text transcription Only when you use Dictate (v1.0). You are informed before first use.

Important note about the privacy pre-filter: Before any text is sent to an AI service, Nocito automatically strips personal information from it — including names, addresses, Croatian OIB/JMBG numbers, phone numbers, and email addresses. Only amounts, dates, merchant names, and product names are sent. Your original receipt image is never transmitted.

Data we never collect

3. Privacy Pre-Filter — Local Data Sanitisation

Every time Nocito sends text to an AI service, it first runs a local sanitisation process on your device. This process removes:

What it keeps: amounts, prices, dates, times, merchant and business names, product names, categories, and business VAT numbers.

This process runs entirely on your device before any network call is made.

4. Voice Dictation and Cloud Transcription

In v1.0, when you use the Dictate feature, your audio recording is sent to OpenAI's Whisper API for transcription. This is the only feature that sends audio data off-device.

We inform you of this clearly the first time you use Dictate, via an in-app disclosure modal. You can choose not to use Dictate and rely on Snap, Import, or Manual Entry instead — all of which are fully on-device.

After transcription, the resulting text is processed through the privacy pre-filter (section 3) before being sent to Gemini for expense extraction.

OpenAI's privacy policy applies to data processed by their Whisper service: openai.com/privacy

In v1.1, Nocito plans to introduce local on-device transcription, which will eliminate the need to send audio off-device for standard dictation.

5. Super Snap and Super Dictate (Pro — future)

Future Pro versions of Nocito will include Super Snap and Super Dictate — premium features that send full receipt images or audio directly to an AI Vision service for higher-accuracy extraction. These bypass the standard OCR and privacy pre-filter flow.

When using Super Snap or Super Dictate: your full image or audio recording is transmitted to an external AI service. You will always be asked to confirm before any such transmission occurs. Avoid using these features with documents containing sensitive personal information.

These features are not available in v1.0 and will be clearly disclosed when introduced.

6. Third-Party Services

ServiceProviderData sentTheir privacy policy
AI expense extraction Google Gemini Flash Sanitized OCR text only policies.google.com/privacy
Voice transcription (Dictate, v1.0) OpenAI Whisper API Audio recording openai.com/privacy

No other third-party services receive your data in v1.0. There are no advertising networks, analytics platforms, or social media SDKs integrated into Nocito.

7. Image and Audio Storage

Receipt images and audio recordings are stored in your device's app-private directory — a location that other apps cannot access. They are not uploaded to any cloud service in Free or Pro tiers (v1.0).

You can control this behaviour:

If you disable these settings, images and audio are deleted after processing and never stored on your device. If you uninstall the app, all locally stored data is permanently deleted.

8. Future Cloud Tiers (v1.1)

In v1.1, Nocito plans to introduce optional cloud sync tiers (Pro Online and Business Online). These tiers will store your data on servers provided by Supabase.

Cloud sync will be entirely opt-in. Free and local Pro users will not be affected. If and when you upgrade to a cloud tier, a separate disclosure and consent will be presented before any data is uploaded.

9. Legal Basis for Processing (GDPR)

For users in the European Union and European Economic Area, we process data under the following legal bases:

As the app operates primarily on-device with no account system in v1.0, the personal data we process is minimal. The primary controller of your personal data is you — it lives on your device.

10. Your Rights

Under GDPR and other applicable laws, you have the right to:

Since we do not maintain a server-side copy of your data in v1.0, most rights can be exercised directly within the app. For any questions or requests, contact us at hello@nocito.app.

11. Children's Privacy

Nocito is not directed at children under the age of 13 (or under 16 in the EU). We do not knowingly collect personal information from children. If you believe a child has provided personal information to us, please contact us at hello@nocito.app.

12. Changes to This Policy

We may update this Privacy Policy as the app evolves — particularly when new features involving data transmission are introduced (such as cloud sync in v1.1 or Super Snap). When we make significant changes, we will notify you through the app's "What's New" popup and update the effective date above.

Continued use of Nocito after changes constitutes acceptance of the updated policy.

13. Contact

For privacy-related questions, data requests, or concerns: